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Five Myths Regarding Auto Insurance

January 12th, 2010 admin No comments

Author: Jeff D
Source: articlesbase.com

>>>I Went from Paying $600 a month for Car Insurance to only $111 a month! <<< To do the same Visit Save489.com and Enter your Zip code and within a few minutes you’ll have quotes which will help you save hundreds per month! When it comes to auto insurance, most Canadians can not differentiate between facts and figures. To help you better understand auto insurance better, the top five auto insurance myths are exposed: 1. Color of my car affects my insurance premium. Many factors determine premiums including your vehicle’s year, make, model, body type and engine size, however, the color of your vehicle is not so likely to increase the insurance premium as are some of the other factors listed above. 2. If I use my car for work and meet with an accident, my employer’s insurance will cover for it. Your employer’s protection may compensate you for mileage, but your own insurance policy covers any kind of accidents your car experiences. Therefore, it will be your personal auto-insurance that will be covering you and not your employer’s, in case you have an accident. 3. Parking tickets increase protection premiums. Insurance premiums are not affected by parking tickets. On the other hand, a license suspension which is due to unpaid fines can affect your driving record, resulting in higher insurance premiums. 4. If my friend borrows my car and has an accident, their insurance will cover damages. If you lend your car to anybody, you are lending your protection too. Even if your car is damaged without your involvement, all claims will be made under your insurance policy. 5. Auto insurance companies can charge what they want. Auto insurance is subjected to significant regulatory requirements which they have to fulfill each year. Insurance companies have to submit their automobile protection rates to government agencies for approval. For this reason, insurance companies do not charge according to their own will. Rather, they have to go by the regulatory requirements.

>>>I Went from Paying $600 a month for Car Insurance to only $111 a month! <<<

To do the same Visit Save489.com and Enter your Zip code and within a few minutes you’ll have quotes which will help you save hundreds per month!

Cheap Auto Insurance – How to Get it

January 12th, 2010 admin No comments

Author: Iyke Phelim
Source: ezinearticles.com

Have it in mind that no matter the car that you drive, getting a cheap auto insurance deal for your car is a must. This comes into effective play when there’s an accident or if the car got stolen. No matter the age and model of the car, having the right protection for it will be worth the investment.

For you to enjoy cheap rates on your auto coverage, follow the steps given below:

Compare rates from as many automobile insurance providers as possible. Study their price quotes. This is important since you need to get top quality service at a cheap price.

You are advised to buy a multi-policy. If you are a home owner, then you should consider buying both your homeowners insurance and car insurance from the same insurance provider. This is known to give up to 10% discount savings.

Use high Deductibles. You need to know your financial power when setting a deductible point. Fix a high point that is most comfortable on your financial ability. The deductible point is the amount you are willing to pay before your insurance service starts to provide.

Don’t stay quiet on your needs! If you need discounts, then ask for it! Make sure you are getting quality service and not a compromised insurance package. There are practices that will give you discounts; an example is having a great driving record. Also, belonging to associations that are known to encourage good driving will earn you discounts.

Make sure your credit scores are high. It is very true that credit score affect your qualification for cheap car insurance so you are advised to regularly check and see how well you are doing.

Start Now! Get Free Professional Help and Enjoy Cheap Auto Insurance.

Where To Get This Help? Here Are My Favorites: AFFORDABLE CAR INSURANCE
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FREE QUOTES FROM LEADING AUTO INSURANCE COMPANIES. SERVICE AVAILABLE IN ALL STATES IN THE UNITED STATES! by IYKE PHELIM. QUALITY SERVICE PROVIDERS. INSURANCE. FREE QUOTES. FINANCE.

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